Dream Business. Dream Life. Blog.
Calling all wonderful souls!
Welcome to my little corner of candid thoughts, sprinkled with a dash of humor and a pinch of controversy. This is a space where I share my fundamental beliefs, why they guide my life, and how you can join the journey! No frills, just real talk.
My Fundamental Belief: Financial stability and security are a feel-good duo!
Tell me more: Imagine your money as a cuddly journey. Wealth, like a fluffy piggy bank, holds the treasures you gather, while security wraps around it like a cozy safety net, ensuring your financial snugness.
💸 Wealth: The Piggy Bank Pals
Picture wealth as a parade of piggy banks, each filled with your financial aspirations and dreams.
It's the cute and collected savings, investments, and opportunities that make up this adorable gang.
🐾 Security: The Safety Net Sidekick
Security is the loyal sidekick, the safety net that ensures your piggy banks are snug and protected.
It's the cozy blanket that wraps around your financial journey, providing a sense of comfort and peace.
I know that everyone knows the feeling of getting to pay day or receiving an unexpected check in the mail. Whether it is the expected or surprise cash coming your way, there is an inevitable feeling of safety that comes with it. Even if all of it is heading right out the door, you still somehow feel more secure.
Why? Several factors contribute to these warm fuzzies.
Financial Stability: Savings or even just paying our bills provides a sense of financial stability.
Emergency Preparedness: Provides a safety net for the unknown.
Reduced Financial Stress: Offers a sense of control over our current or longer-term financial situation.
Freedom of Choice: If there’s a little extra, it provides us with freedom to make decisions based on personal preferences rather than financial constraints.
Long-Term Planning: Savings as a cushion plays a crucial role in long-term financial planning for major life events.
Psychological Comfort: Money can provide psychological comfort, symbolizing a tangible resource to fall back on if needed.
Achievement of Goals: A bonus can contribute to the achievement of financial goals, fostering a sense of accomplishment and security.
Reduced Dependency on Debt: Having financial security reduces the need to rely on debt in times of financial need.
The Big Idea: Financial Peace is the synergy of wealth of security!
Carli Style:
Goal: Ensure that the work I am doing now is creating the long-term life I desire. #dreambusinessdreamlife
Insight:
· Budget: Set an annual and monthly budget. Keep it simple but encompass all income and expenses. Track your budget to actual dollars spent, aka live within your means.
· Automate Savings: Set up automatic transfers to a dedicated savings account each month. A little will add up before you know it!
DIY Style:
Goal: Start putting your financial peace as a priority for your life, even if just a jumpstart. #thankyoufutureself
Insight:
· Cut Unnecessary Expenses: Eliminate unnecessary items that do not bring joy or real value to your life and move them towards your savings goal. Example: 30 days of Starbucks = $150+/month. That is a savings of $1800+/year. Now think about actual items you should consider!
· Emergency Fund: Build an emergency fund with a goal of having enough cash on hand to pay monthly expenses or sheer life surprises if need be.
Meditation Moment: "Guide me in using my financial blessings in a way that serves not only my present but also my future."
Breathe in, breathe out. Start, end, or return to your day with a bit more purpose. Can I get an AMEN?!?
Can't wait until our next rendezvous. Xoxo!
Warmest Blessings, Carli 💖
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